Insurance Options

What should I do about insurance?

We encourage you to insure your ring from the day you pick it up. We recommend QReport because they only do jewellery, it is worldwide cover and they are exceptionally easy to deal with. Please ask for more details when talking to someone at DDS.

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Why Q Report?

  • You’re speaking to people who live and breathe jewellery; not insurance salespeople.
  • You’ll deal directly with us. We won’t pass you from department to department. We’ll be there for you when you need us.
  • Q Report has the expertise to accurately revalue your jewellery at no charge to you.
  • Your policy is backed by a world-leading insurer of fine arts and valuables.

Your Benefits

Loss Coverage

If your jewellery is accidentally lost, it’s covered.

Theft Coverage

If your jewellery is stolen, it’s covered.

Damage Coverage

If your jewellery is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

If your jewellery mysteriously disappears, it’s covered.

Natural Disaster Coverage

If your jewellery is lost or damaged as a result of a natural disaster, it’s covered.

Worldwide Coverage

Comprehensive protection for your jewellery while travelling anywhere in the world.

Return to Your Original or Preferred Jeweller

Have your jewellery repaired or replaced by someone you trust.

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

Don’t take our word for it. See what our customers have to say here.

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